Budget methodologies and ‘medical necessity’ language Two phrases do most of the damage: “more cost-effective option available” and “not medically necessary.” Neither one is a medical judgment. Both are budget...
AAC and Insurance: Getting Device Coverage The documentation that gets AAC devices funded, the medical necessity letter that does most of the work, the trial period that demonstrates use, and...
ABLE Accounts vs Special Needs Trusts (and the $2,000 SSI Asset Limit) Two saving instruments, one cliff. SSI’s $2,000 asset limit has not moved since 1989. ABLE accounts and SNTs...



